Privacy Policy

Welcome to Budgit ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our budgeting application and services.

By using Budgit, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

We collect information you provide directly as well as technical data captured automatically when you use Budgit.

The information falls into two broad categories described below.

2.1 Information You Provide

This includes the account details and financial data you add into Budgit, such as:

• Account information (name, email address, profile picture)
• Financial transaction data you upload or enter
• Receipt images and documents you upload
• Budget categories and spending limits you configure
• Payment information (processed securely through third parties)

2.2 Automatically Collected Information

When you use Budgit, certain technical and usage data is collected automatically to keep the service running and secure:

• Device information (IP address, browser type, OS)
• Usage data (pages visited, features used, time spent)
• Cookies and similar tracking technologies
• Error logs and performance data

We use the information we collect to:

• Provide, maintain, and improve our budgeting services
• Process transactions and manage your account
• Use AI to extract information from receipts and categorize transactions
• Generate insights, analytics, and spending reports
• Send important updates, notifications, and support messages
• Detect, prevent, and address technical issues and threats
• Comply with legal obligations and enforce our Terms

We implement industry-standard security measures:

• Encryption: Data encrypted in transit (TLS/SSL) and at rest (AES-256)
• Access Controls: Strict access controls and authentication
• Regular Audits: Security audits and vulnerability assessments
• Data Backups: Encrypted backups to prevent data loss
• Secure Infrastructure: Hosted on compliant cloud platforms

No method of transmission or storage is 100% secure. While we use commercially acceptable safeguards, we cannot guarantee absolute security.

We do not sell your personal information. We may share your data only in these situations:

• Service Providers: Trusted partners assisting with hosting, payments, AI services (under confidentiality)
• Legal Requirements: When required by law, court order, or government request
• Business Transfers: In connection with a merger, acquisition, or sale of assets (with notice)
• With Your Consent: When you explicitly authorize sharing

You have the following rights regarding your information:

• Access: Request a copy of your personal data
• Correction: Update or correct inaccurate data
• Deletion: Request deletion of your account and data
• Export: Export your data in a machine-readable format
• Opt-out: Unsubscribe from marketing communications
• Account Settings: Manage privacy settings in your dashboard

To exercise these rights, email privacy@budgit.com or use your account settings.

We retain your personal information while your account is active or as needed to provide services. When you delete your account, we delete or anonymize data within 30 days unless legally required to keep it longer.

Budgit is not intended for users under 18. We do not knowingly collect personal information from children. If you believe we have, contact us immediately so we can delete it.

Your information may be transferred to and processed in countries other than your own. We implement appropriate safeguards to protect your data consistent with this Privacy Policy.

We may update this Privacy Policy. When we do, we will:

• Post the updated policy on this page
• Update the "Last updated" date
• Send an email notification for significant changes

Your continued use of Budgit after changes take effect constitutes acceptance of the updated policy.

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, reach out:

Email: privacy@budgit.com

Support: support@budgit.com

We aim to respond within 30 days.